How BillAI Works
From entry to savings in five simple steps. No complex setup, no bank linking — just clear answers about your bills.
Enter Your Bills
Add your bills manually in seconds — just enter the provider, amount, and your ZIP code. No bank connection or account linking required.
- Add any bill in under 60 seconds
- Internet, mobile, utilities, insurance & more
- Your data stays private — no bank linking
Anonymous Comparison
We strip your data of any identifying information and compare it against thousands of anonymized users in your area with similar situations.
- Location-based matching
- Similar household comparison
- Real median pricing data
- Updated monthly
Clear Results
See exactly how your bill compares to the typical range in your area. We show you the potential savings in dollars — not vague percentages.
- Your price vs. median range
- Dollar amount savings
- Historical price trends
- Bill-by-bill breakdown
Negotiation Scripts
Get word-for-word scripts tailored to your specific situation. We tell you exactly what to say when you call to negotiate a lower rate.
- Provider-specific scripts
- Best times to call
- Escalation tactics
- Alternative provider suggestions
Update & Track Over Time
Whenever your bill changes — you negotiated, switched providers, or your rate was raised — update your cost in BillAI. We log the reason, track your savings over time, and alert you if prices creep back up.
- Tap to update your bill cost anytime
- Log why: negotiated, switched, plan change
- Savings tracked automatically over time
- Alerts if your rate creeps back up
Plus, These Features
Price Increase Alerts
Get notified the moment any of your bills goes up, so you can take action immediately.
Privacy First
All comparisons use anonymized data. Your personal information is never shared or sold.
Ready to See Your Results?
Your first bill comparison is completely free. No credit card required.
Check My Bills